Significant recovery for a car crash injury.

How Texas Car Accident Settlements Are Calculated
Understand what actually drives the value of a Texas injury claim — medical bills, lost income, pain and suffering, fault percentage, and available insurance. Free case review, no fee unless we win.
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Gross recovery before fees, costs, and liens. Prior results do not guarantee a similar outcome.
What Goes Into a Texas Car Accident Settlement
Economic damages come first. These are the documented, provable numbers: emergency care, imaging, surgery, physical therapy, future medical treatment recommended by your physicians, prescription costs, mileage to appointments, property damage, and lost wages or lost earning capacity if the injury limits what you can do at work.
Non-economic damages cover pain, physical impairment, disfigurement, and mental anguish. There is no fixed formula in Texas — no statute multiplies your medical bills by a set number. Value depends on the severity and permanence of the injury, how well it is documented in the medical record, gaps in treatment, and how a jury in the county where suit is filed is likely to view the case.
Fault percentage then adjusts everything. Texas uses modified comparative fault under Civil Practice & Remedies Code Chapter 33: your recovery is reduced by your share of responsibility, and if you are found more than 50% at fault, you recover nothing. Insurance adjusters push fault onto injured drivers precisely because every percentage point lowers what they pay.
Available insurance is the practical ceiling. Texas minimum liability coverage is 30/60/25 — $30,000 per person, $60,000 per accident, $25,000 property damage. When injuries exceed the at-fault driver's policy, the case turns on stacking additional sources: your own uninsured/underinsured motorist coverage, PIP or MedPay, an employer's commercial policy if the driver was working, or an umbrella policy.
Finally, liens and case costs come off the top: hospital liens under Texas Property Code Chapter 55, health insurance or ERISA subrogation, Medicare/Medicaid reimbursement, and litigation expenses. Negotiating those balances down is one of the most direct ways a lawyer increases what a client actually keeps.
No two claims are alike, and no lawyer can promise a result. If you want an honest read on the specific facts of your crash, call or text 832-261-5500 for a free case review — Houston, Bryan, College Station, and across Texas.
Five reasons injured Texans hire Calderon Legal Group
Seven-figure recoveries against trucking carriers, rideshare giants, and commercial insurers.
No call centers. Will Calderon or a Texas-licensed attorney returns every after-hours call personally.
Zero upfront cost. We advance every case expense and only get paid from the recovery.
Full bilingual intake, document review, and trial representation for Texas's Spanish-speaking families.
We field every adjuster call, send preservation letters within the hour, and shield you from low-ball settlements.
Texas personal injury, focused.
Calderon Legal Group only takes cases we can win aggressively. Six core practice areas. Two Texas locations.
Rear-ends, T-bones, hit & runs across Houston metro.
Commercial trucking liability, FMCSA violations.
Fighting rider bias and maximizing damages.
Uber & Lyft $1M policy stack unlocking.
Compassionate, decisive representation for families.
Premises liability against negligent property owners.
Real Texas recoveries for real Texas clients.
Representative Texas settlements handled by Will Calderon. Amounts shown are gross recoveries before attorney's fees, case costs, and medical liens. Every case is different — prior results do not guarantee or predict a similar outcome.
Confidential seven-figure settlement for a premises liability claim.
Confidential $400,000 settlement for a premises-related injury.
$1,000,000 settlement for a slip and fall injury.
$186,500 settlement for a car crash injury.
$100,000 settlement for a car crash injury.
$120,000 settlement for a car crash injury.
$250,000 settlement for a car crash injury.
Confidential $475,000 settlement for a car crash injury.
What our clients say
"Calderon Legal Group went above and beyond on my injury case. William was professional, caring, and always kept me informed. He fought hard and achieved a better settlement than I expected."
Frequently Asked Questions
Is there a formula for calculating a Texas car accident settlement?
No. Texas law does not set a multiplier or formula. Value is built from documented economic losses, non-economic damages supported by the medical record, your comparative fault percentage, and the insurance actually available to pay.
How does fault reduce my settlement in Texas?
Under Texas Civil Practice & Remedies Code Chapter 33, your recovery is reduced by your percentage of fault, and you recover nothing if you are found more than 50% at fault. This is why insurers work so hard to assign blame to the injured driver.
What if the at-fault driver's insurance is not enough?
Texas minimum limits are 30/60/25. When damages exceed those limits, we look for additional coverage — your uninsured/underinsured motorist policy, PIP or MedPay, a commercial or employer policy if the driver was on the job, or an umbrella policy.
Do medical bills get paid out of the settlement?
Usually yes. Hospital liens, health insurer subrogation, and Medicare or Medicaid reimbursement are resolved from the recovery. Negotiating those balances down directly increases your net amount.
How long does a Texas car accident settlement take?
It depends on how long treatment lasts, whether liability is disputed, and whether suit is filed. Most claims are not settled responsibly until you reach maximum medical improvement so future care can be valued.
How long do I have to file a claim in Texas?
Generally two years from the crash date under Texas Civil Practice & Remedies Code §16.003. Claims against governmental entities can carry notice deadlines as short as 90 days.
What does it cost to hire Calderon Legal Group?
Nothing upfront. We work on contingency — you pay only if we recover for you. Every case is different and past results do not guarantee future outcomes.
Texans trust Will Calderon to fight insurance companies.
"achieved a better settlement than I expected" — Calderon Legal Group went above and beyond on my injury case. William was professional, caring, and always kept me informed. William fought hard and achieved a better settlement than I expected. I highly recommend him to anyone who needs an attorney who truly cares and delivers results.
"one of the best in the city" — If I could give more than 5 stars I would! Mr. Calderon is passionate, responsive, easy to reach, and always willing to help — all the traits that make him an outstanding attorney! I highly recommend him if you're looking for a personal injury lawyer. Truly one of the best in the city!
"works diligently to get the best outcome for his clients" — Mr. Calderon always responded promptly to my questions through the process. I would highly recommend him as he works diligently to get the best outcome for his clients.
"knowledgeable, experienced, and always willing to answer our questions" — My wife and I retained Mr. Calderon as a lawyer for our adjustment of status application and we were incredibly satisfied with the support he provided. He was very knowledgeable, experienced, and always willing to answer our questions.
"got a dismissal for both my cases" — My attorney was very helpful and straightforward throughout this whole process. I've only been to court three times and got a dismissal for both my cases. My attorney communicated very well — thank you.
"took care of everything and looked out for me" — Mr. Will took care of everything and looked out for me. Great staff to communicate messages to him, and gets back with you in a timely manner.
"gave me faith that my case would be dismissed and it was" — Will C worked on my case and was very professional and knowledgeable on my situation. He gave me faith that my case would be dismissed and it was.
"kept me on point with everything" — Will was great! Kept me on point with everything! Grateful for these guys!
"very professional and detailed" — William is very professional and detailed. He will ensure your case is handled accordingly. I highly recommend him for any future inquiries.
"a serious team for serious issues" — Will is an incredibly talented lawyer. He cares about his clients and works hard on their behalf. CLG is a serious team for serious issues.
"such a great lawyer" — I'm so blessed to have such a great lawyer in Mr. William Calderon. You're such a blessing.
"the best in my opinion" — Attorney Calderon is the best in my opinion. He was always on my side, advised me in the most appropriate way, and was always clear and punctual. I confidently recommend him and his entire team; they are very dedicated and professional.
"excellent service" — Thank you for your excellent service!
"very good and very pleasant service" — It's been a pleasure to use your services. Very good, and very pleasant service. Thank you for all — my respect.
"excellent lawyer, I highly recommend him" — Excellent lawyer, I highly recommend him. Let them handle your case for you.